DSR 3단계 도입과 주택시장 영향
Rate Cut and Reason for DSR Implementation Although the Bank of Korea cut(부동산 시장) its base rate from 2.75% to 2.50% in May, regulators decided to implement DSR (Debt Service Ratio) Phase 3 from July due to rising household debt and financial stability concerns. Under DSR Phase 3, the stress rate applied to loan approvals … Read more